TC vs. Employee: The Tax-Savvy Truth

As a real estate agent, you have likely reached that breaking point where your business is growing but your free time is disappearing. You know you need real estate leverage, but the thought of "hiring" feels heavy.

Do you really want to deal with payroll, unemployment insurance, and tax withholding?

The secret many top producing agents use to scale without the stress is choosing an Independent Transaction Coordinator (TC) over a traditional W-2 employee. Here is why partnering with Roisum Admin is the most cost-effective move for your bottom line.

1. Eliminate the Employer Tax Burden

When you hire an in-house assistant, their salary is only the beginning. As an employer, you are responsible for the employer-paid portion of Social Security and Medicare taxes.

• The W-2 Cost: You pay the salary plus a significant percentage in additional employment taxes.

• The Roisum Admin Advantage: You pay a flat fee per file. We handle 100% of our own self-employment taxes, allowing you to avoid the administrative headache of payroll.

2. No Idaho Unemployment or Workers’ Comp Fees

In Idaho, hiring an employee requires opening a withholding account with the State Tax Commission and paying into State Unemployment Insurance (SUI). These fixed costs add up regardless of how many houses you sell. When you outsource your contract-to-close workflow to us, you have zero SUI or Workers’ Comp liability.

3. The "True Cost" of an Administrative Assistant

Financial experts often point out that a W-2 employee actually costs up to 1.4 times their base salary once you factor in benefits and office space. By choosing an independent real estate TC, you can save significantly compared to a traditional employee.

4. Zero Overhead and Software Expenses

Think about the annual cost of a desk, a laptop, and software licenses. When you hire an in-house admin, you pay for their "seat" even on slow days. Roisum Admin is a professional business with over 1,700 deals of experience. We provide our own:

• Top-Tier Real Estate CRM: We use professional systems to keep you organized.

• Digital Client Portals: 24/7 transparency for you and your clients.

• Idaho Real Estate Licensure: Taska Buckland is licensed to ensure every file is 100% compliant with state regulations.

5. Scale Your Business: Only Pay When You Close

The biggest drain on an agent’s profit is paying an hourly salary when the market slows down. With our Gold and Platinum Transaction Plans, your expenses are variable—they only exist when you have a pending deal. Best of all, we offer Free Termination services. If a deal falls through, you aren’t out of pocket for our time.

The Bottom Line: Be the CEO, Not the Boss

Hiring an employee is a fixed expense that adds complexity to your business. Partnering with a licensed Idaho TC is a strategic business deduction that simplifies your life and protects your profit margins.

Stop being a boss and start being a CEO. Let us handle the compliance while you focus on the next listing. Get started here!